GK Express 🚂
🌟 “Get a good idea and stay with it. Dog it, and work at it until it’s done right” 🌟
🚀 Keep Learning, Keep Growing 🚀
📚 Current Affairs Coach
1. The Bima Sugam India Federation (BSIF) has launched Bima Sugam, a digital platform envisioned as the world’s largest integrated online insurance marketplace.
2. The Reserve Bank of India (RBI) has levied a fine of ₹21 lakh on PhonePe for non-compliance with regulations governing Prepaid Payment Instruments (PPIs).
3. The government has given central government employees the option to switch to the Unified Pension Scheme (UPS) by 30th September 2025. However, the adoption has been slow, with only 40,000 out of 23.94 lakh eligible employees opting for the UPS so far.
📖 Know Your English
Word: Exacerbate
Meaning: To make a problem, bad situation, or negative feeling worse.
Synonyms: Aggravate, Worsen, Intensify, Inflame
Example: The new policy, instead of solving the issue, only served to exacerbate the economic crisis.
🚆HISTORY COACH
👆 Click a question to see the answer
1. Who was the founder of the 'Young Bengal Movement' and what was its core ideology?
➡️ Henry Louis Vivian Derozio founded the 'Young Bengal Movement' in the 1820s and 1830s. Its core ideology was to question authority, criticize traditional customs, and promote radical social and religious reforms, influenced by Western thought and the French Revolution.
2. What was the objective of the 'Poona Sarvajanik Sabha' established in 1870?
➡️ The 'Poona Sarvajanik Sabha' was a socio-political organization established in Pune to represent the interests of the common people. Its main objective was to serve as a bridge between the government and the public, advocating for political rights, social justice, and administrative reforms.
3. What was the major reform contribution of Ishwar Chandra Vidyasagar?
➡️ Ishwar Chandra Vidyasagar's major contribution was his relentless campaign for widow remarriage. He successfully advocated for the Hindu Widows' Remarriage Act of 1856, which legalized the marriage of Hindu widows, a significant step against a deeply entrenched social custom.
🚆BANKING AND FINANCE COACH
👆 Click a question to see the answer
1. What is the role of the Reserve Bank of India (RBI) in controlling inflation?
➡️ The Reserve Bank of India (RBI) controls inflation primarily through its monetary policy. It uses tools such as the **Repo Rate**, **Reverse Repo Rate**, and **Cash Reserve Ratio (CRR)**. By increasing the repo rate, the RBI makes borrowing more expensive for banks, which in turn reduces the money supply and helps curb inflation.
2. What is the difference between a Nationalized Bank and a Private Bank in India?
➡️ A **Nationalized Bank** is a public sector bank where the government holds a majority stake (more than 50%), and they are subject to government control. A **Private Bank** is a privately owned bank where a majority of the shares are held by private individuals or corporate entities, and they operate for profit.
3. What is a 'Special Drawing Right' (SDR) and who issues it?
➡️ A **Special Drawing Right (SDR)** is an international reserve asset created by the International Monetary Fund (IMF) to supplement the official reserves of its member countries. It is not a currency but a potential claim on the currencies of IMF members and is based on a basket of major international currencies.
ENVIRONMENT AND ECOLOGY COACH
👆 Click a question to see the answer
1. What is the concept of a "keystone species"?
➡️ A **keystone species** is an organism that has a disproportionately large effect on its natural environment relative to its abundance. Such species play a critical role in maintaining the structure of an ecological community, and without them, the ecosystem would be dramatically different or cease to exist. A classic example is the sea otter, which controls the sea urchin population to protect kelp forests.
2. What is the primary purpose of a 'Biosphere Reserve'?
➡️ The primary purpose of a **Biosphere Reserve**, designated by UNESCO, is to promote sustainable development, conservation of biodiversity, and research. They are globally recognized areas that aim to reconcile the conservation of biodiversity with its sustainable use by local communities.
3. What is the 'IUCN Red List' and what does it assess?
➡️ The **IUCN Red List of Threatened Species** is the world's most comprehensive inventory of the global conservation status of biological species. It assesses the extinction risk of species and categorizes them into different threat levels, from 'Least Concern' to 'Extinct'.
💡 Did You Know?
🇮🇳 India's 'Chipko Movement' was a non-violent social and ecological movement by rural villagers, particularly women, to protect trees from being cut down by contractors.
The name 'Chipko' comes from the word 'embrace', as the villagers hugged the trees to prevent them from being felled.
🌍 The Great Barrier Reef, located off the coast of Queensland, Australia, is the world's largest coral reef system, visible from outer space.
It is a UNESCO World Heritage Site and is home to a vast diversity of marine life.
❓ Question of the Day
What is the significance of the 100th Constitutional Amendment Act of India?
Answer: The 100th Constitutional Amendment Act, 2015, is significant because it gave effect to the Land Boundary Agreement (LBA) of 1974 between India and Bangladesh. It involved the exchange of enclaves, where India transferred 111 enclaves to Bangladesh and received 51 enclaves from Bangladesh. This amendment settled a long-standing border dispute, simplified the international boundary, and provided citizenship rights to the residents of these enclaves.
✍️ Answer These Questions
1. Fundamental duties were borrowed from which country?
2. Which Indian state has the highest percentage of forest cover in relation to its total geographical area?
➡️ Submit your answers using the form below:
GK Express @ Juniors Hostel
Created by Nikhil Dasari & Mahesh Telugu
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